Best Multi-Tier Forex IB Programs

Multi-tier Introducing Broker (IB) programs are now a key part of how forex and CFD brokers grow their client base while giving partners more ways to earn. Instead of just referring traders, IBs can also bring in Sub-IBs and earn from both levels. This approach helps partners scale faster and unlock extra income streams. 

Let’s review the top forex brokers offering multi-tier IB programs in 2025 and see what makes them stand out.

What is a Multi-Tier Forex IB Program?

A multi-tier IB program allows partners to build their own network by referring not just traders, but also other IBs, known as Sub-IBs. In this structure, both parties benefit: Sub-IBs earn commissions from the trading activity of their direct clients, while the Master IB earns an additional override commission from the broker for growing and managing the network.

It’s a powerful way to expand reach and income, especially for experienced partners looking to build a team. While some brokers limit this model to just two levels, others offer more flexibility, allowing 3, 5, or even unlimited tiers for deeper, scalable growth.

Choosin the Right IB Programg

Not all the IB programs are created the same. Some brokers keep it simple with two levels, while others allow partners to build deeper structures. But beyond the number of tiers, what really matters is how transparent, flexible, and partner-friendly the setup is.

Here’s what experienced IBs and affiliate managers look for when choosing a broker IB program:

• Clear and fair commission structures: It should be easy to understand how much you and your Sub-IBs will earn, with no hidden cuts or complicated formulas.
• Transparent reporting and tracking: A useful partner portal lets you see exactly where your commissions are coming from, down to each Sub-IB and their referred clients.
• Scalable tiers with real income potential: Programs that allow at least 2 to 5 levels give partners room to grow their network over time.
• Fast, reliable payments: Partners want to get paid quickly and without hassle. Delays or unclear payment terms are red flags.
• Broker support and reputation: A solid broker backing the program is just as important as the payout itself. Partners need to trust that the broker is serious about long-term cooperation and will support their growth.

Top 8 Multi-Tier IB Programs for 2025

Here’s a look at the top 8 forex and CFD brokers offering multi-tier IB programs in 2025.

zForex Summary Overview

zForex offers one of the most flexible, growth-focused IB programs in the industry, supporting multi-tier structures of up to 5 levels. Built for IBs who want full control over their network, the program provides complete transparency, letting you track performance and earnings down to each instrument and client.

With generous rebates of up to \$15 per lot and real-time reporting tools, zForex empowers both seasoned Master IBs and ambitious network builders to scale their partnerships strategically and profitably.

Strengths:

• Supports up to 5-tier IB networks,
• Max rebate up to $15 per lot, both MT5 and cTrader support,
• Advanced portal with live dashboards and multi-tier reporting,
• Fast payments and an expert IB manager.

Limitations:

• Medium level brand awareness,
• May be complex for small-scale or beginner IBs.

Broker-2 Summary Overview

Broker-2 runs a simple 2-tier IB program with high-volume rebates, offering up to 40% of the spread. It’s aimed at partners working with large-volume traders who want quick rebate payouts and minimal admin complexity. This is a pure-play, volume-driven model with limited options for deeper IB structures.

Strengths:

• High rebate percentage on spread,
• Instant rebate payouts,
• User-friendly reporting tools.

Limitations:

• Only supports 2-tier structures,
• Less attractive for network-focused IBs.

Broker-3 Summary Overview

Broker-3 gives IBs the freedom to build multi-tier networks up to 5 levels deep. The portal is equipped with visual tree reporting and CRM tools, allowing Master IBs to track and support their downline effectively. This program is suitable for IBs who prefer a balance of flexibility and control, particularly in cross-region setups.

Strengths:

• Multi-tier up to 5 levels,
• Advanced CRM and network management tools,
• Customizable commission splits per level.

Weaknesses:

• May feel overwhelming for smaller IBs,
• Requires hands-on network management.

Broker-4 Summary Overview

Broker-4 offers an easy-to-use 2-tier IB model with strong per-lot rebates, reaching up to $25. It’s built for IBs and affiliates who prefer a plug-and-play structure, focusing mainly on direct client referrals and local markets. The commission system is fixed and transparent, with little room for customization.

Strengths:

• High per-lot rebate,
• Simplified partner portal,
• Fixed, transparent commission rules.

Limitations:

• Limited to 2 levels,
• No flexibility for IB network expansion.

Broker-5 Summary Overview

Broker-5 positions itself more as an affiliate program but allows 2-tier IB setups within its revenue share model. The focus is on flexibility, letting partners mix CPA, revenue share, and hybrid deals depending on their audience. Better suited for online affiliates than traditional IBs.

Strengths:

• Supports hybrid CPA and revenue share models,
• Flexible partner arrangements,
• Affiliate-focused dashboard.

Limitations:

• Not ideal for large IB networks,
• Limited partner portal features for multi-tier IBs.

Broker-6 Summary Overview

Broker-6 has gained traction in emerging markets with its simple 2-tier IB program. Combined with regional bonus campaigns and multi-language support, it’s an accessible option for IBs working in localized communities. The portal is basic but functional for tracking referrals and rebates.

Strengths:

• Strong support for emerging markets,
• Multi-language partner portal,
• Localized promotions and bonuses.

Limitations:

• Only supports 2-tier model,
• Less suitable for global or large-scale IB operations.

Broker-7 Summary Overview

Broker-7 focuses on a no-nonsense, two-level IB structure that favors active trading clients such as scalpers and EA users. The rebate program is clear and easy to manage, with a partner portal built for simple tracking of volumes and commissions.

Strengths:

• Clean, simple commission structure,
• Fast execution brokers with active trader appeal,
• Straightforward reporting tools.

Limitations:

• No multi-tier flexibility,
• Limited customization options for partners.

Broker-8 Summary Overview

Broker-8 supports a 3-level IB model, offering a middle ground between simple 2-tier programs and more complex 5-level structures. The portal allows partners to track their downline across all levels and manage both clients and Sub-IBs effectively. It’s a solid option for IBs looking to grow moderately sized networks.

Strengths:

• Supports 3-level IB structures,
• Partner portal with multi-tier reports,
• Multiple platforms supported.

Weaknesses:

• Less depth than 5-tier programs,
• May not appeal to affiliates focusing purely on CPA models.

FAQ: Multi-Tier IB Programs in Forex

Can I manage both direct clients and Sub-IBs at the same time?
Yes, most brokers allow Master IBs to handle both direct client referrals and Sub-IB networks under the same partner account.

Does the number of tiers affect my rebate size?
Not directly. Your rebate per lot is usually fixed by the broker, but deeper tier structures allow you to earn additional overrides from your Sub-IBs' clients, adding to your total income.

Do I need special approval to become a Master IB?
Some brokers automatically allow IBs to refer Sub-IBs, while others require a certain volume of clients or approval from the partnership team to activate multi-tier features.

Can I adjust the rebate rates my Sub-IBs receive?
In some programs, yes. Certain brokers let Master IBs customize Sub-IB rebate rates within limits, giving them flexibility to attract or motivate partners.

Are multi-tier IB programs only for large-scale networks?
Not necessarily. Even small IBs can benefit from multi-tier models by introducing a few Sub-IBs in niche regions or communities. The structure works at any scale if managed properly.